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Planning for the Future

As mature adults, you are considered able to make decisions about your personal life and finances. When you are no longer able to make such decisions and you do not have an enduring power of attorney or a personal directive, the legal system takes over by appointing a guardian or trustee to look after your affairs. If you have an enduring power of attorney or personal directive, it may become effective.

A guardian or trustee can only be appointed to look after your affairs after a physician or psychologist has examined you. The medical expert has to prepare a report that will be used to support a court application for the appointment of either a guardian or trustee. Another way in which the Public Trustee might be appointed to look after your financial affairs is by the issuance of a certificate of incapacity for someone who has been living for any length of time in a facility. This procedure does not require a court application, but does require separate examinations and reports from two physicians. There is also a right of appeal from this process.

To make sure that your affairs are taken care of in the way that you would want when you are no longer capable, you may want to consider preparing some legal documents now. The three documents are:

Understanding consent for medical treatment

You generally have the right to accept or refuse medical treatment—as every adult does. A doctor requires your consent before treating you except in an emergency situation where the doctor can treat without consent if the treatment is to preserve your life or health. The only way in which you could lose the ability to make decisions about medical treatment is if you are mentally incapacitated and are the subject of:

If you have a guardian appointed to act for you, the guardian must make decisions about medical treatment that are in your best interests.

If there is a personal directive, agents must make decisions that follow the terms of any personal directive you made or in the manner that they believe you would have made if you were able.

Requirements of consent to medical treatment

If a doctor does treat you without your agreement, or without fully informing you about the medical procedure, you could sue the doctor in the civil courts for battery.

Battery is an interference with another person's body without consent. The courts have found that it is also a battery to treat a patient who is not able to consent to medical treatment if the doctor knew that, when the person was able to consent, she or he did not want to have the treatment.

The Dependent Adults Act allows a doctor or dentist to examine you, and prescribe and provide medical, dental, or obstetric treatment that is reasonably necessary without your consent where:

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Updated: October 14, 2003
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